One thing that has been annoying me recently is the amount of cash that I seem to be spending on crap; mainly food crap. I’m generally fairly good with money and my standard technique is to take out a woad of cash at the start of the week (Saturday) and not spend anymore than that until the next Saturday (unless it’s been planned). Generally this seemed to work out fairly well – I hardly ever over spent but equally hardly ever had money left over to carry into the next week. As I didn’t plan to carry money over it wasn’t really a problem.
Since starting my new job (and getting a bit of a pay increase) I found that I could give myself a bit of extra spends each week. A few more pints down the pub, an extra side order with a meal out or an excursion somewhere could now all be mine. But as it happens I didn’t actually do or need any of this so the money started burning a whole in my wallet and was spent on crappy lunch meals that I don’t really need; money spending fail if you would.
The plan – to not take money out of the bank and use my cards for my planned spending. Will my urges mean that I buy crap on card? I really hope not but we will see. Equally has the price of living just increased and I actually needed that extra money??
Who knows, but I’ll be interested to see.
Thanks for reading a fairly pointless and uninteresting post (assuming anyone actually has).